Author Archive for John Oh

John is an expert on identity theft companies after falling victim to identity theft in 2007. When he's not writing for IDProtectionGuide, he's a full time web developer and biking enthusiast.

Lifelock Review

Does Lifelock really offer the best identity theft protection? You might be surprised at what our experts say about how secure you are and what that $1,000,000 Total Service Guarantee really covers.

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Fraud Alerts & Credit Freezes Explained

How do these tools help you restrict access to your credit file? Find out if this is something you can do by yourself or whether it’s easier to pay a company to do this for you.

Featured • Understanding Identity Theft

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Identity Theft Insurance

Why we like it

Don't be fooled by the amount of the insurance or warranty. The large majority of identity theft victims do not require the need for professionals to assist them in recovering their identity, which is what most of the 1 Million is set aside for. What do they need the most? Compensation for lost wages. Trusted ID offers more than double its nearest competitor for lost wages as well as a 1 Million Service Warranty.

TrustedID review

Credit Monitoring

Why we like it

Although IdentityGuard doesn't employ fraud alerts or credit freezes it uses a comprehensive monitoring system which includes email alerts should detect any fraud almost immediately. The quarterly updates of your credit scores with all three consumer reporting agencies make this service the most comprehensive in credit monitoring available our choice to best manage your credit file.

IdentityGuard review

Proactive Defense

Why we like it

This was a very close call with Equifax. Even though TrustedID's CreditLock involves additional cost, Equifax's ID Patrol only applies a credit freeze to the Equifax report while TrustedID can apply them to all three credit reporting agencies including Equifax. It seems a little pointless to freeze only your Equifax report and not Experian or Transunion. We also found the process of locking and unlocking your reports with CreditLock to be fast and simple which is why its our pick for the best proactive defense.

TrustedID review