Introducing Guard Dog ID, An Identity Theft Service That’s Ready To Take On Lifelock
Identity theft is big business and every few months, you’ll hear about a new identity protection service. In fact at IDProtectionGuide, we get a steady stream of emails for review requests. Obviously we can’t review every service available so we like to pick and choose services that take a unique approach to identity theft prevention or we get a large enough number of requests from consumers to initiate a review. And that’s how we stumbled onto Guard Dog ID, (not to be confused with IDWatchDog) and after reviewing the service offerings, we were pleasently surprised by the combination of core features and available add-ons. Somebody over there put some serious thought into designing a protection service that’s customizable for consumers.
How Does GuardDog ID Work?
Guard Dog ID offers three levels of protection: Advanced, Premium, and Superior. All three levels of protection are built around a set of standard features which include:
Core Features Of Any Guard Dog ID Plan
Guard Dog ID will scan criminal web sites, chat rooms and bulletin boards for the selling or trading of a members’ personal information using their proprietary internet surveillance technology, Net Deflect.
As a Guard Dog member, you will receive a list of criminal actions associated with your name, birth date, and/or Social Security number sourced from county, state, federal databases. These reports are updated monthly.
Names & Alias
Guard Dog ID’s SS Indicator will alert you if your information is located in a database and cannot be matched to other reports listed in your dashboard. This helps Guard Dog ID members be proactive about the safety of their identity, and recognize fraudulent activities before they cause financial damage.
It is very common with identity theft for criminals to establish different names using your social security number, drivers license and other personal information. Often, these thieves are not interested in gaining credit; they are simply interested in impersonating someone else in order to conceal their true identity.
If your wallet or purse should be stolen or lost, Guard Dog specialists will take immediate action to prevent the fraudulent usage of your cards and make sure that you have the correct packages in place to monitor changes in your personal information.
Members will be provided with an Address History Report illustrating all addresses associated with their name and Social Security number.
Guard Dog ID monitors local and national databases to alert you to sex offenders residing in your zip code, moving into your neighborhood or possibly using your information while committing these offences.
Sure Address is designed to proactively monitor national databases to alert you of activity matching your information. Members will be provided with a Change of Address Report showing any recent move requests filed for their address.
$1 Million Insurance
Guard Dog ID provides each member with $1 Million insurance coverage. There is no deductible, no out-of-pocket expenses and includes coverage for lost wages up to $500/week for four weeks. (These limits match TrustedID’s industry leading wage loss limits)
Identity Restoration Expert
Guard Dog ID has highly-trained restoration specialists to effectively and efficiently manage any type of fraud related issues. Guard Dog ID will assign a restoration specialist to your case dedicated to work directly for you and completely restore your identity to 100% satisfaction.
All of Guard Dog ID’s protection plans revolve around these core features. Premium adds instant 1-bureau credit report, score, and monitoring as well as monitoring your information on payday loan applications, a common source of identity theft. Select will offer the same protection but for all three credit bureaus.
Guard Dog ID Protection Plans
1 Bureau Only
1 Bureau Only
1 Bureau Only
With the basic plan starting at $9.95, Guard Dog ID is affordable and if you add a spouse, both of you will receive a 10% discount. You can save an additional 10% by prepaying annually as well. Premium is $14.95/month and Superior goes for $19.95/month.
Guard Dog ID’s impressive list of core features such as SSIndicator, Sure Address and the Net Deflect are great features to protect you from becoming a victim of identity theft.
Most services don’t pay enough attention to sources beyond your credit report for detecting identity fraud. Guard Dog ID also recognizes identity fraud isn’t always about financial theft and the scanning of sex offender registry reports and alias reporting are excellent ways to make certain you’re protected against all kinds of identity theft.
Guard Dog ID offers a comprehensive insurance policy and personalized assistance in the form of recovery specialists that will see fraud cases to complete resolution.
Guard Dog ID is an excellent service. I can’t think of one thing they’re not doing or offering. I’m especially impressed with the Name and Alias reports which will analyze discrepancies in your social security, drivers license, and other personal information to detect those thieves not interested in gaining credit but simply interested in impersonating someone else in order to conceal their true identity.
This type of non-credit related identity theft is growing and won’t show up on your credit report.
The core set of services closely resembles Lifelock’s Command Center at a fraction of the price. Add in the credit report monitoring I think is essential to any protection service and you’ve got a winner here.
THE GOOD: An almost ridiculous set of features. It’s Lifelock Command Center at almost half the price.
THE BAD: This is a fairly new company that doesn’t have an extensive track record dealing with customers.
Visit GuardDogID.com to sign up for the free trial and enjoy the peace of mind that comes with identity protection.
Greg Mckeon is a retired aerospace engineer that became victimized by identity theft in 2007. He discovered an identity thief had obtained and defaulted on a mortgage loan using his name. He has become intimately familiar with resolving identity theft and evaluating identity protection services.